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I once told my husband that it’s a whole lot easier to fall into a hole than it is to crawl out of it; time has been a patient teacher with us.  In our nearly 20 years of marriage we’ve had a lot of ups and downs, especially when it comes to our finances. We’ve run the gamut from having tens of thousands of “extra” in the bank to visiting a food bank. Mostly though, we’ve fit somewhere in the middle.

I don’t want you to think that living frugally is all about ignoring your wants and occasionally your needs. Living frugally is about making small, daily decisions in order to prioritize your wants and needs to allow you to provide all of your needs and some of your wants.

Not all of the information and posts here will suit every reader, take what you can use and leave the rest. Please note that my opinions are just that and my advice is not meant to be used in place of an expert.

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DISCLOSURES

AMAZON ASSOCIATES DISCLOSURE:
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it means that the post you’re reading may have one or more affiliate links. Additionally, any side ads you see on the page probably lead to an affiliate link. You are never under any obligation to click on these links or purchase products using these links. If you do click on a link and make a purchase I will receive a small compensation, either in the form of a few cents or credit toward free products. Every time you click you help support my family, and I am very thankful!

This policy is valid from 08 February 2013

Blog author and owner cannot be held liable for any information you see here that causes injury, loss of income or any other unfortunate issues. Please do not attempt anything you see here without consulting an expert and using your common sense. What you see here is merely the experience of the blog author and should not be taken as professional or expert advice. As always, your experience may differ.

This blog is a personal blog written and edited by Meg G. and occasional guest authors. This blog occasionally accepts paid topic insertions, these are clearly marked as sponsored posts in accordance with FTC regulations.

The owner(s) of this blog is occassionally compensated to provide opinion on products, services, websites and various other topics. The views and opinions expressed on this blog are purely the blog owners. We will only endorse products or services that we believe are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

All advertising is in the form of advertisements generated by a third party ad network. Those advertisements will be identified as paid advertisements. Blog owner(s) is not responsible for the content of these ads.

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